{Throwback Thursday} The Best of SheMakesCents.com!

Every Thursday, social media is flooded with the hashtag #tbt (Throwback Thursday) as people take a  moment to reflect on their past and how far they have come.  In celebration of this weekly milestone, I would like to invite you on a journey to the beginning.  This Saturday, March 1st will mark the 3 year Blogiversary for She Makes Cents and I wanted to share some of my favorite posts of the past.  Happy Throwback Thursday Lovelies! 

Broke Is The New Black

Identity Theft Credit Cards

She Makes Cents

Happy Throwback Thursday!

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{Hello Spring} March Photo-A-Day Challenge

I am super excited for the month of March.  On Saturday, March 1st we will celebrate 3 Years of financial literacy and fun here on SheMakesCents.com. You can help kick off the photo challenge right by wishing us a Happy Blogiversary!  On the 9th we celebrate Colin’s birthday (who is Colin, you ask…click here to find out why I think he and his story is worth knowing) and on the 20th we officially welcome spring to the new year.  To switch it up, I ask that you use #shemakescents and tag us with your uploads @shemakescents!  The best pictures will be posted throughout the month!
She Makes Cents

use hashtag #shemakescents and tag us @shemakescents

Picture Perfect with She Makes Cents

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{Giveaway Winner} She Makes Cents Congratulates….

shemakescents.com

I want to take a moment to congratulate our giveaway winner, Bree S. of Illinois!  When asked about her financial goals for 2014, Bree replied, “One of my financial goals this year is to be able to actually budget (yes I said the B word!) myself so that I can afford to move-out and have my own apartment. As a college graduate working full-time, this would be the ultimate reward to finally feel independent. It would only make “cents” :-)“.   Please accept this as a small token of my appreciation for your reading and commenting on shemakescents.com!

Stay Connected!

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{Week 8} 52 Week Money Challenge

Hello lovelies. It’s week eight of my 52 Week Challenge and so far I have saved $190.00. While that may not sound like much, especially over the course of eight weeks, it will still add up to over $1300.00 even before I up the ante with the bonus boxes I added to my Bingo style sheet.  Since announcing my bingo style, I have been flooded by emails from people who are joining the challenge in hopes to save a little extra money to buy a car, pay down debt, save for a wedding, and finally take that vacation they always wanted.  What makes this challenge unique is I don’t even miss the money I put aside since it has been so easy to keep up.  Every Friday I pick a box and use that money to help me pay off my credit card.  My goal is to have a zero balance by August 1st of this year! 

Bingo Style She Makes Cents

What are you saving for?

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{Beauty Cents} Have We Forgotten What True Beauty Looks Like?

Real Women, Real Reactions!

BuzzFeed asked women to take part in an experiment where they were treated to hair and makeup by a glam squad and then modeled in a professional photo shoot. After the shoot, a Photoshop expert retouched the photos to make the women look like the glamorous cover models we see on magazines.  They were thinner, lighter in complexion, and smoother. Each woman was shown the picture of their “transformations” and their reaction was not what many would expect.

I recently read a comment someone posted in reaction to the picture below of models and their “before” look (no makeup and pre-photoshop).  The person tagged the picture with the comment, “this should make you feel better about yourself”. I personally do not resonate with this reaction. As women we have to stop chasing perfection and start embracing ourselves and each other for the things that make us beautiful and unique. What is perfect, anyway? Beauty is the opposite of perfection; it’s about confidence, charisma, and character!

She Makes Cents

What makes you beautiful?

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{Week 6 Check In} 52 Week Money Challenge Bingo Style!!

Bingo Style Money Challenge

It’s Friday and your weekly reminder to make your deposit toward your 52 Week Money Challenge. At the end of your 52 weeks, you have an extra $1300.00+ to use however you decide.  I do it every Friday and I urge you to do so. The more consistent you are in the beginning the more likely you are to be successful doing it. I completed the challenge last year, which helped me to pay down my credit card balance, as well as, pay for holiday gifts.  We are on week six of 2014 and I have used my savings to continue to pay down my credit card debt (just like last year). So far I have saved $99.00, every bit counts,  and I am less than six months away from a zero balance on my credit card.  If you would like my BINGO style sheet, email me with SUBJECT: SMC Bingo Style Sheet.

What are you saving for?

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{GratiTuesday} Cheers to Being Prosperous & Productive in 2014!

We are only one month and four days into the new year and I have heard several people say they need a do over. A good friend of mine even messaged me to let me know that she was planning on celebrating the New Year AGAIN as sort of a mental refresh.  I came across this and it gave me the refresh I needed to help me tweak my outlook on this strange year, thus far.  I am thankful to see a new year and a new day and I am going to live the life I always imagined.  That may mean making some changes, but I will have a positive, prosperous, and productive 2014 and I wish you the same.

She Makes Cents {dot} com

Pass On the Encouragement: Sharing is Caring

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{Lifestyle Cents} Highly Successful People Make This Type of List…

she decided to start living the life she imagined…

I’m always reading something and back in December, I came across another one of those Things Successful People Do Differently articles. This article, however, has changed the way I approach goals for myself. As I was going down the list, I was giving myself mental gold stars for every bullet point that I was doing at that time. Read something educational everyday- Check. Keep a To-Do List- Check Check

Then the article mentioned that in addition to To-Do lists, which I am notorious for making, highly successful people are said to make and keep a current “To Be” list. I immediately grabbed a pen and paper and started listing who I wanted to be. Why hadn’t I thought of this before? Or had I? She Makes CentsLike so many people, I have taken to Pinterest to design my perfect hypothetical wedding, plan the design for my perfectly organized home, cook like a chef, have a body like a model, a bank account like a Hilton (seriously with all of the high fashion pins I have, I would need that type of budget) and if I were anything like my Pinterest persona, I was able to drop random knowledge about random things at the drop of a hat. Did you know that marshmallows help brown sugar stay soft?  Perhaps, I thought to myself, these boards I created for myself are puzzle pieces that make up the person I’m looking to become.  My To-Be list is a daily reminder to do something that helps me be the person I want to be. Every time I look at my list or add something to it, I become laser focus on becoming the person I want to be.
Check Out Some of the Points from my December To-Be List:

I want to be…

organized, punctual, chic,
polished, grounded, fit,
healthy,
supportive, well spoken, charitable, prepared,

financially free

Yes, I will continue to pre-plan my wedding because I hope to be a bride someday. As far as having a home that reflects my style, why wait. I have yet to pin a picture of a beautifully decorated home that was cluttered and unorganized. Before trying to spend money on more stuff, I have started simplifying and repurposing what I already have. Instead of just pinning pictures of delicious looking meals, I have started to cook the very recipes I was saving. As far as my high fashion pins, I know it is smart to have investment pieces so I must choose wisely.  I decided to start living the life I imagined by penning it (pen to paper) and acting accordingly… you know instead of just Pinning It. 

Who Do You Want to Be?

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She Makes Cents Ranks on 10 Best Financial Blogs for Women

bc-1January 16, 2014

I can’t think of a more fitting time to start my SMC Journal than today.  Yesterday, I received a surprising email from a representative from BadCredit.org, a site created to help Americans with subpar credit find the information and resources they need to make successful credit decisions.  The email was to inform me that  SheMakesCents.com was named one of 10 Best Finance Blogs for Women.  It’s so exciting to know that people out there in cyberspace are actually reading MY blog and visiting MY site.  I hope that any recognition from being included on this list opens doors for the site so that I can continue to inspire YOU, the reader.  The fab life doesn’t have to come at a hefty price tag.  It’s especially fulfilling to know that I have awesome readers out there who not only share their own stories with me, but readers who are willing to join me on my own journey toward financial freedom.

xoxo, Danielle

 

{SMC Giveaway} Fabulous Cha-Ching Money Purse!!!

Hello lovelies and welcome to a New Year.  In celebration of the wonderful changes and resolutions that will actually happen this year (fingers crossed), I want to reward YOU, the readers of SMC, with a small token of my appreciation.  To enter the giveaway, please “share” your favorite SMC post (hint hint… the share buttons are located on the bottom of this post) with the hashtag #shemakescents and leave a cool comment below telling me one financial goals for the new year.  One lucky winner will have the choice between being Pretty In Pink or Chic in Black.  Good Luck!

shemakescents.com

Fine Print: The giveaway begins on Thursday, January 2, 2014 and all entries must be received by Saturday, February 1st, 2014 at midnight (EST).  The winner will be chosen at random and announced on SheMakesCents.com on Friday, February 7, 2014.

Which Do You Like Best? Black or Pink?

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